Ford In-House Financing

At Lakeland Ford, we believe everyone deserves the chance to drive a reliable vehicle that fits their lifestyle goals. Whether you’re looking for a brand-new vehicle or a quality pre-owned option, we’re here to help you achieve your financial goals and stay within your budge. Perhaps you’ve had a few bumps in the road and you are working on repairing past credit, or just starting out and need to build good credit. Our In-House Financing Program is designed to offer support, flexibility, and understanding. We’re here to help you take control of your finances and get behind the wheel with confidence.

Who Benefits from In-House Financing?

Everyone can experience financial challenges that affect their credit score, but that shouldn’t get in the way of owning a vehicle. Our In-House Financing Program is designed for:

People Building Credit

If you have little to no credit history, our in-house financing option is a great way to start building a good credit score. This is a good option for young folks starting out or newcomers to Canada.

People Repairing Credit

Sometimes life doesn’t happen has planned and you find yourself without a job, going through a divorce, or experiencing an illness that has created a financial burden.

At Lakeland Ford, our team will meet you where you’re at in life and offer solutions that work for your individual situation. We have options to meet your needs and help you get back on the road with confidence

A Clear, Easy Process

Appying for financing can feel overwhelming, but our process is designed to be straightforward and worry-free. Our experienced finance specialists will never pressure you, and they will take the time to understand your needs, budget, and goals to create a plan that’s right for you.

Rebuilding Credit, One Payment at a Time

Financing through Lakeland Ford isn’t just about helping you buy a car, it’s also a chance to improve your credit score. Making regularly scheduled payments demonstrates financial responsibility, and helps build a positive credit history.

Many of our customers see a significant boost in their credit score within 12 to 18 months, allowing them to consider traditional financing options in the future. Additionally, with regular maintenance in our service department, you can ensure your vehicle stays in top condition throughout your ownership journey.

Our team is here to answer any questions you have so that you feel supported and informed every step of the way.

Why Choose Lakeland Ford?

At Lakeland Ford, we offer a caring, judgement-free environment where your financial health is our top priority. We know that life’s challenges don’t define you, and we’re committed to helping you overcome credit obstacles. By choosing us, you’ll not only gain access to high-quality vehicles but also build a stronger financial foundation for the future.